A few tips from CNOFA to keep constant:





**Always Check Your Bank Statements, FREQUENTLY!

**Read Disclosures to see how companies share your data!

***Use the upmost CAUTION when sharing your Social Security Number with Anyone!




When you realize that your identity has been compromised actions must be taken to mitigate the harm that can be done and to resolve what harm has already been done. Always file a police report. Consider freezing your credit files until investigations are complete. Also visit www.Identitytheft.gov, for immediate plans of action.




**All non-members and members of Credit Network of America, can contact us for free guidance and identity theft information @ 866.538.6660 Press, 2.






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THE BEST CREDIT POSITIONS!


CNOFA provides:


-education on consumer rights
-we serve as expert advisors with detailed
-experience in consumer credit industries
-We perform Document Processing for removal of inaccuracies on your report with all three credit bureaus
- We Assist in detecting fraudulent items on your reports & identity theft
- We ensure you do not dispute frivolously
- We provide around the clock consumer support on general questions
- Speak with groups across the nation on credit health & awareness
- We also provide all members with access to our growing and powerful network of experienced and responsive professionals in a variety of industries.


DEVELOPING A GOOD CREDIT DIET!

to IMPROVE YOUR credit scoreS you must add more positive information into your credit history. At first, attempting to do this may seem like moving a mountain but it gets easier once you get the ball rolling. If you have acknowledged that you want to take action and improve your score then you must understand improving your habits and sticking to the plan- its like dieting!

Below are A FEW common poor spending habits of everyday people:

-SPENDING WITHOUT A BUDGET
-Emotional Purchases
-Impulse Spending
-Spending just to spend
-Over spending on individual purchases

-Spending WITHOUT CHECKING AVAILABLE BALANCES  DAILY

"MEDIA & RESOURCEFUL CREDIT TOOLS"




Weekly we update a list of links to critical credit related information to keep you informed on consumer safe practices and industry news


You should check out the Federal Trade Commissions Site from time to time to keep up with current events and solutions.
https://www.ftc.gov/

Our favorite saying around here is "KYS" Know Your Scores!

https://www.annualcreditreport.com/index.action
http://www.identitysecure.com/
http://www.myfico.com/



A good site for reviews on credit cards, personal finance tools, &
banking reviews.

https://www.nerdwallet.com/

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IDENTITY SECURITY

WHAT YOU SHOULD KNOW


With technology advancing by the minute, and as the convenience of information sharing increases; this undoubtedly creates room for vulnerability that could have devastating impacts on innocent people related to consumer data security. In America someone loses their identity every 3 seconds.  According to the Federal Trade Commission, www.ftc.gov,

“Identity theft complaints were the second most reported, increasing more than 47 percent from 2014 on the back of a massive jump in complaints about tax identity theft from consumers. Identity theft complaints had been the top category for the previous 15 years. Imposter scams – in which scammers impersonate someone else to commit fraud - remained the third-most common complaint in 2015.” (March, 2016)

As our lives become more and more demanding we sometimes get complacent in routine, Credit Network of America aims to replace that complacency with awareness and attention to the most critical details.

CREDIT NETWORK OF AMERICA

24/7 CUSTOMER SUPPORT   1(866) 538-6660