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Introduction to Credit: Credit Management 101 with Credit Network

Updated: Jul 5, 2021

Every individual has a credit report with each of the 3 major Credit Bureaus also known as Credit Reporting Agencies (CRA's). These credit reporting agencies are: Experian, Equifax, & TransUnion. Have you ever sat down to analyze your creditworthiness?


Have you ever checked your FICO scores? Do you think your credit history is good enough that creditors will extend you credit in the future? If you haven't asked all these questions yet, then it's about time that you do, because bad credit is nothing but bad news.


FICO, stands for the Fair Isaac Company, which developed the model for grading credit. FICO scores range from 300-850, and are the most used scores when creditors, lenders, and furnishers determine if they are going to approve or deny your application.


Here at Credit Network, we recommend that you revisit your credit reports on a monthly basis to better your decision making when applying for new credit, and also so that you can identify areas of weakness in your reporting history.


Credit Network aims to boost the awareness in managing credit better by taking a comprehensive and strategic approach like no other credit repair organization. We understand those who have faced economic hardships and have missed payments in the past, and those who have never used credit, those who generally would like to clean up their reports and maintain a healthier financial outlook. We have you covered with our expert knowledge and years of experience!






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